@prefix ocrer: <http://purl.org/net/OCRe/research.owl#> .
@prefix owl:   <http://www.w3.org/2002/07/owl#> .
@prefix scires: <http://vivoweb.org/ontology/scientific-research#> .
@prefix xsd:   <http://www.w3.org/2001/XMLSchema#> .
@prefix skos:  <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs:  <http://www.w3.org/2000/01/rdf-schema#> .
@prefix ocresd: <http://purl.org/net/OCRe/study_design.owl#> .
@prefix swo:   <http://www.ebi.ac.uk/efo/swo/> .
@prefix cito:  <http://purl.org/spar/cito/> .
@prefix geo:   <http://aims.fao.org/aos/geopolitical.owl#> .
@prefix ocresst: <http://purl.org/net/OCRe/statistics.owl#> .
@prefix dcterms: <http://purl.org/dc/terms/> .
@prefix vivo:  <http://vivoweb.org/ontology/core#> .
@prefix event: <http://purl.org/NET/c4dm/event.owl#> .
@prefix vann:  <http://purl.org/vocab/vann/> .
@prefix foaf:  <http://xmlns.com/foaf/0.1/> .
@prefix c4o:   <http://purl.org/spar/c4o/> .
@prefix fabio: <http://purl.org/spar/fabio/> .
@prefix vcard: <http://www.w3.org/2006/vcard/ns#> .
@prefix thkoeln: <http://cris.nrw/hisinone#> .
@prefix vitro: <http://vitro.mannlib.cornell.edu/ns/vitro/0.7#> .
@prefix vitro-public: <http://vitro.mannlib.cornell.edu/ns/vitro/public#> .
@prefix rdf:   <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix ocresp: <http://purl.org/net/OCRe/study_protocol.owl#> .
@prefix bibo:  <http://purl.org/ontology/bibo/> .
@prefix obo:   <http://purl.obolibrary.org/obo/> .
@prefix ro:    <http://purl.obolibrary.org/obo/ro.owl#> .

<https://fis.th-koeln.de/vivo/individual/FF_001>
        <http://cris.nrw/hisinone/istForschungsfeldvon>
                <https://fis.th-koeln.de/vivo/individual/publ_14397> .

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        rdfs:label                "Herausforderungen der Regulierung von und der Aufsicht über den Einsatz Künstlicher Intelligenz in der Versicherungswirtschaft" , "RDF description of Herausforderungen der Regulierung von und der Aufsicht über den Einsatz Künstlicher Intelligenz in der Versicherungswirtschaft - https://fis.th-koeln.de/vivo/individual/publ_14397" ;
        thkoeln:dokumententyp     "Wissenschaftlicher Artikel" ;
        thkoeln:peerReviewed      "true" ;
        thkoeln:sprache           "deutsch" ;
        thkoeln:status            "validiert" ;
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                <https://fis.th-koeln.de/vivo/individual/FF_001> ;
        <http://cris.nrw/hisinone/hatOrganisationseinheit>
                <https://fis.th-koeln.de/vivo/individual/10000131> ;
        <http://cris.nrw/hisinone/hatRessourceart>
                <http://cris.nrw/hisinone/RessourceText> ;
        <http://cris.nrw/hisinone/hatZitat>
                <https://fis.th-koeln.de/vivo/individual/cite_14397-0> , <https://fis.th-koeln.de/vivo/individual/cite_14397-2> , <https://fis.th-koeln.de/vivo/individual/cite_14397-1> ;
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                <http://cris.nrw/hisinone/OpenAccess> ;
        <http://purl.org/dc/elements/1.1/date>
                "2026-04-04T01:31:40"^^xsd:dateTime ;
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                <https://fis.th-koeln.de/vivo> ;
        <http://purl.org/dc/elements/1.1/rights>
                <https://fis.th-koeln.de/vivo/termsOfUse> ;
        bibo:abstract             "The use of AI algorithms raises a large number of interesting regulatory issues in the insurance industry for which there is no comprehensive regulatory framework today. Who bears responsibility for a decision when it is based on an algorithm? How can supervisors monitor a decision-making process when its basis is a neural network that functions as a kind of black box? Insurance companies are already using AI algorithms, and supervisors have realized that they need to quickly find answers to the question of under what conditions they should allow such use. This paper presents the development of AI algorithms for use in the insurance industry, highlights the legal challenges of their use, addresses the positioning of regulators on these legal challenges, and provides an outlook on potential further developments." ;
        bibo:doi                  "10.1007/s12297-022-00541-4" ;
        bibo:issue                "4" ;
        bibo:pageEnd              "513" ;
        bibo:pageStart            "495" ;
        bibo:volume               "111" ;
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        a       thkoeln:Zitat , owl:Thing .

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owl:Thing  a    owl:Class .

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        a             obo:BFO_0000001 , obo:BFO_0000020 , vivo:Authorship , vivo:Relationship , obo:BFO_0000002 , owl:Thing ;
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        a           owl:Class ;
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        rdfs:label  "Institut für Versicherungswesen" ;
        <http://cris.nrw/hisinone/istOrganisationseinheitVon>
                <https://fis.th-koeln.de/vivo/individual/publ_14397> .

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        a       thkoeln:Zitat , owl:Thing .

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